By accessing or using the Mortgages with Jelly website, services, applications, consultations, or related resources (collectively, the “Services”), you agree to be bound by these Terms of Use. If you do not agree with these terms, you should not use the Services.
About Mortgages with Jelly
Mortgages with Jelly is a mortgage brokerage service that provides mortgage-related information, consultation, mortgage application assistance, refinancing guidance, debt consolidation options, and access to mortgage products offered by third-party lenders. Mortgages with Jelly is not a lender and does not directly provide mortgage loans.
Eligibility
You must be at least the age of majority in your province or territory of residence and legally capable of entering into binding agreements to use the Services.
Informational Purposes Only
All information provided through the Services is for general informational and educational purposes only. Mortgage rates, lending requirements, qualification criteria, government programs, and financial products may change without notice.
Nothing on this website constitutes financial, legal, tax, accounting, investment, or professional advice. Users should consult qualified professionals before making financial decisions.
No Guarantee of Approval
Submitting an inquiry, application, pre-qualification request, or mortgage-related information does not guarantee approval, funding, interest rates, loan terms, or qualification for any mortgage product.
All mortgage approvals remain subject to lender review, underwriting requirements, verification of information, property valuation, credit assessment, and applicable regulatory requirements.
User Information and Accuracy
You agree to provide accurate, complete, and current information when using the Services.
You acknowledge that inaccurate, incomplete, or misleading information may affect mortgage eligibility, application processing, lender decisions, or the availability of mortgage products.
Third-Party Lenders and Services
Mortgages with Jelly may connect users with banks, credit unions, mortgage lenders, private lenders, insurers, service providers, and other third parties.
Mortgages with Jelly does not control and is not responsible for the products, services, decisions, actions, terms, conditions, rates, policies, or practices of third-party organizations.
Your interactions with third parties are governed by their respective agreements, policies, and terms.
Intellectual Property
All content available through the Services, including text, graphics, logos, branding, designs, website layouts, images, and other materials, is protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, transmit, publish, or create derivative works from any content without prior written permission, except as permitted by applicable law.
Permitted Use
You agree to use the Services only for lawful purposes and in compliance with all applicable laws and regulations.
You may not:
Use the Services for fraudulent purposes;
Attempt to gain unauthorized access to systems or data;
Interfere with website functionality or security;
Upload malicious code or harmful software;
Use automated tools to scrape, harvest, or collect data from the website without authorization.
Privacy
Your use of the Services is also governed by the applicable Privacy Policy.
By submitting personal information through the website or during consultations, you consent to the collection, use, storage, and disclosure of information as described in the Privacy Policy and as required to provide mortgage-related services.
Disclaimer of Warranties
The Services are provided on an “as is” and “as available” basis.
To the fullest extent permitted by law, Mortgages with Jelly disclaims all warranties, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, accuracy, reliability, availability, and non-infringement.
Mortgages with Jelly does not warrant that the Services will be uninterrupted, error-free, secure, or free from harmful components.
Limitation of Liability
To the fullest extent permitted by applicable law, Mortgages with Jelly, its brokers, agents, employees, contractors, affiliates, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to the use of, or inability to use, the Services.
This limitation applies regardless of the legal theory upon which liability is based and even if advised of the possibility of such damages.
Indemnification
You agree to indemnify, defend, and hold harmless Mortgages with Jelly and its affiliates, officers, employees, contractors, and representatives from any claims, losses, liabilities, damages, costs, or expenses arising from your use of the Services, violation of these Terms, or violation of applicable laws or third-party rights.
Regulatory Compliance
Mortgage services are subject to applicable federal, provincial, and territorial laws, regulations, licensing requirements, and industry standards.
Nothing in these Terms limits any rights or protections provided under applicable consumer protection or mortgage brokerage legislation.
Changes to the Services
Mortgages with Jelly reserves the right to modify, suspend, restrict, or discontinue any part of the Services at any time without prior notice.
Changes to These Terms
These Terms of Use may be updated periodically. Updated versions become effective upon posting on the website. Continued use of the Services following any changes constitutes acceptance of the revised Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the Province of Alberta and the federal laws of Canada applicable therein, without regard to conflict of law principles.
Contact Information
Questions regarding these Terms of Use may be directed to Mortgages with Jelly using the contact information published on the official website.
By using the Services, you acknowledge that you have read, understood, and agreed to these Terms of Use.